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GPCRP — Global Percentage-Based Compound Reduction Policy | Unified Suite

GPCRP — Unified Policy Suite

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k = 0.10
Global Jubilee Day (proposal): April 1, 2026 Scope: global • one-time • synchronized Audience: leaders • regulators • public
Build: 2025-12-24

Global Percentage‑Based Compound Reduction Policy

A one‑time, globally synchronized scalar adjustment that re‑expresses covered prices and covered obligations at 10% of prior nominal values, while preserving monetary balances numerically unchanged. This unified document is designed to be publishable, translatable, and operationally explicit.

Core Rule (k = 0.10):   P′ = k·P   |   D′ = k·D   |   M′ = M     (P = covered prices, D = covered obligations, M = monetary quantities)

Key Definitions

Leaders and the public must share the same vocabulary. These definitions are the foundation of enforceable clarity.

Global Jubilee Day (GJD)
A synchronized effective timestamp where GPCRP becomes legally effective (recommended 00:00:00 UTC).
Scalar Adjustment Factor (k)
The mandatory multiplier applied to covered nominal values. In this proposal: k = 0.10.
Covered Prices (P)
Nominal prices, rates, fees, tariffs, and consideration for covered goods, services, labor, rents, and regulated schedules.
Covered Obligations (D)
Outstanding nominal liabilities such as loans, mortgages, leases payable, and recurring payment duties, as defined by implementing law.
Monetary Quantities (M)
Currency, cash, deposits, savings, and central‑bank reserves. Under GPCRP these are numerically unchanged.
Reference Snapshot
An audit‑grade baseline captured immediately before GJD to support reconciliation, enforcement, and disputes.

What Changes and What Stays the Same

This preserves your intended meaning: an across‑the‑board global percentage reduction applied to covered costs and covered debts, while money is not reduced.

Scaled by k (re‑expressed at 10%)
  • Covered goods & services prices (consumer + commercial categories within scope).
  • Covered labor / wage schedules where adopted (so prices and wages move together under scope).
  • Covered loans & obligations: principal, accrued interest, covered fees, and schedule amounts (as defined by law).
  • Regulated tariffs & statutory fees: utilities, permits, licensing schedules, publicly set fee tables.
Preserved (numerically unchanged)
  • Cash and account balances (no quantitative reduction).
  • Institutions and payment rails remain operational (banks, markets, networks, regulators).
  • Ownership titles & governance remain intact (titles, share counts, voting rights).
  • Market infrastructure continues (exchanges, clearing, custody) unless separately regulated.
Plain-language statement for the public

On Global Jubilee Day, participating governments and institutions apply k=0.10 to the nominal prices of covered goods and services and to covered obligations, including loan principals and covered charges. Monetary balances are not reduced. Under the defined scope, the same numeric balances can buy covered goods and services at the re‑expressed level.

Non‑goals (what this is not)
  • Not a currency replacement, and not a shutdown of banks.
  • Not a reduction of deposits or cash balances.
  • Not a staggered, piecemeal sequence. It is designed to be synchronized.

Illustrations

These diagrams are designed for leaders and public audiences to “see” how GPCRP operates without misinterpretation.

1) System architecture (Treaty → Domestic Law → Operations → Enforcement)

2) Core re-expression mechanism (what scales vs what stays)

Before / After Examples

Side‑by‑side examples reduce misunderstanding and make the mechanism concrete for any audience.

ItemBefore (Nominal)After (k=0.10)Notes
Grocery basket$400$40Illustrative covered consumer basket.
Fuel fill‑up$80$8Illustrative; scope defines covered categories.
Monthly rent$2,000$200Rent is treated as a covered price category when included.
Mortgage principal$200,000$20,000Covered obligation re‑expressed by k (principal + defined charges).
Household bank balance$10,000$10,000Balances remain unchanged.
Leader note: identities that help validate internal consistency

Purchasing capacity (illustrative): M / P′ = (1/k) · (M / P)  →  10× when k=0.10

Debt burden in covered goods (when both scale): D′ / P′ = (kD)/(kP) = D/P

Holistic Plan Framing

GPCRP is intended to be understood end‑to‑end: definitions, scope, synchronized execution, and enforcement controls. In systems terms, each component only makes full sense in relation to the whole.

Holistic / Systems-based plan
You can’t accurately judge one part without seeing how it fits the complete architecture.
  • Integrated plan: meaning emerges when all elements are combined.
  • End‑to‑end plan: read from start to finish to understand intent and outcome.
  • Context‑dependent: isolated parts can be misleading without full context.
  • Gestalt: the whole is greater than the sum of its parts.
Public framing (Jubilee Celebration)
A single global day of synchronized re‑expression: Global Jubilee Day.
  • Clarity promise: money is not reduced; covered prices and obligations are re‑expressed by k.
  • Continuity promise: institutions and rails remain intact.
  • Fairness promise: anti‑evasion controls prevent hidden restoration of prior totals.
Publishable statement (professional version)

On Global Jubilee Day, participating governments and institutions apply k=0.10 to the nominal prices of covered goods and services and to covered obligations, including loan principals and covered charges as defined by law. Monetary balances are not reduced. Under the defined scope, covered goods and services are transacted at the re‑expressed level and covered obligations are enforceable only at re‑expressed amounts.

Message discipline (what to avoid)
  • Avoid language that implies institutional destruction. The design goal is continuity.
  • Avoid ambiguity about scope; leaders must define what is covered, what is excluded, and why.
  • Avoid implying “free money.” This is a legal re‑expression of covered nominal values.

Leader-ready explanation (one paragraph)

GPCRP is a one‑time, synchronized legal re‑expression of covered nominal values. At an agreed timestamp, governments apply k=0.10 to covered price schedules and to covered obligations (e.g., loans), while leaving cash and account balances numerically unchanged. Institutions, ownership, and payment rails remain intact; enforcement prevents hidden fees and relabeling that would restore pre‑k totals.

Model Multilateral Convention (Treaty Template)

Drafting-style template designed to translate easily and brief quickly. Parties must adapt it to constitutional requirements and treaty practice.

Article 1 — Purpose
  1. Establish GPCRP as a one‑time synchronized nominal adjustment mechanism.
  2. Apply k uniformly to covered prices and covered obligations; preserve monetary quantities numerically unchanged.
  3. Maintain continuity of institutions, markets, and payment rails.
Article 2 — Definitions
  • GJD: coordinated effective timestamp.
  • k: scalar adjustment factor (0.10 unless amended).
  • Covered Prices: goods, services, labor, rents, tariffs, fees (as defined domestically).
  • Covered Obligations: loans, mortgages, leases payable, recurring contractual payments (as defined domestically).
  • Monetary Quantities: balances and currency; unchanged.
  • Reference Snapshot: baseline record for audit and disputes.
Article 3 — Scope
  1. Parties apply k uniformly to covered prices and covered obligations within jurisdiction.
  2. Ownership titles, share counts, and governance rights are not altered by this Convention.
  3. Payment infrastructure remains operational subject to standard protections.
Article 4 — Synchronization Protocol
  1. Single global execution timestamp (recommended 00:00:00 UTC).
  2. Domestic implementing laws map legal effect to the same instant.
  3. Compliance certificates filed within 72 hours post‑GJD.
Article 5 — Anti‑Evasion
  • Prohibit hidden fees, side payments, dual invoicing, and relabeling designed to defeat k.
  • Require disclosure of total effective price (all consideration).
  • Enable audits, restitution, license actions, and penalties for systemic fraud.
Article 6 — Dispute Resolution

Each Party establishes a national tribunal and adopts cross‑border arbitration rules. Reference Snapshot records are admissible evidence.

Central‑Bank & Regulator Operational Runbook

Design goal: continuity. Rails stay live; institutions remain intact. Only nominal expressions change at a synchronized timestamp.

PhaseWindowWhat leaders must ensure
Legal & definitionsT‑120 → T‑60Lock definitions (k, covered prices, covered obligations), publish scope, enact anti‑evasion rules, set synchronized timestamp.
Infrastructure readinessT‑60 → T‑30Prepare bank ledger remeasurement, recalibrate fraud thresholds, update tariff schedules, publish conversion guidance to businesses.
Reference SnapshotT‑30 → T‑0Capture baseline loan ledgers, fee schedules, registries; hash/sign for audit; stand up dispute intake and hotline.
CutoverT = GJDExecute atomic transformations; keep rails operational; broadcast public pricing rules; enforce “one lawful invoice”.
ReconciliationT+1 → T+30Run exception reports, correct category errors, publish compliance stats, enforce restitution for overcharges.

Cutover Transformations (Atomic)

At the effective timestamp, systems perform remeasurement for covered categories. Deposits are not reduced.

principal′ = principal × k • accrued_interest′ = accrued_interest × k • covered_fees′ = fees × k
prices′ = prices × k • wages′ = wages × k • tariffs′ = tariffs × k • balances′ = balances
Leader note: accounting optics and reporting guidance

If loan assets are remeasured downward, accounting presentation must be designed so the event is not misread as operational loss. Implementations typically define a statutory “remeasurement reserve” representation and mandatory reporting language to prevent panic.

Safeguards & Controls

GPCRP only works as stated if hidden restoration of pre‑k totals is prevented. Controls must be explicit.

Mandatory anti‑evasion rules
  • Total effective price disclosure (no hidden surcharges).
  • Anti‑bundling: no relabeling designed to preserve pre‑k totals.
  • Dual invoicing ban: one lawful invoice value post‑cutover.
  • Restitution: overcharges refunded with penalties.
Audit & transparency
  • Reference Snapshot supports disputes and monitoring.
  • Regulator dashboards: compliance rates, sector outliers, exception patterns.
  • Public guidance: conversion rules, complaint pathways, refunds.
  • Cross‑border coordination: prevents timing arbitrage.

Domestic Implementing Act (Model Statute)

Structured template for national or state adoption, aligned to local drafting conventions.

Section 1 — Short Title

This Act may be cited as the GPCRP Implementation Act of 2026.

Section 2 — Definitions

Adopt treaty definitions for GJD, k, covered prices, covered obligations, monetary quantities, and Reference Snapshot.

Section 3 — Effective Timestamp

The GPCRP takes effect at the synchronized timestamp (recommended 00:00:00 UTC on GJD).

Section 4 — Mandatory Scalar Adjustment
  1. Scalar Adjustment Factor: k = 0.10.
  2. Covered prices are enforceable only at adjusted nominal levels post‑GJD.
  3. Covered obligations are remeasured by k, including principal, accrued interest, covered fees, and schedule amounts, as defined by regulation.
Section 5 — Monetary Quantities Preserved

All monetary balances remain numerically unchanged. No deposit, cash holding, or reserve account shall be reduced under this Act.

Section 6 — Contract Interpretation Rule

All contracts remain valid. Covered nominal references are automatically construed as adjusted by k. No breach arises solely due to GPCRP adjustment.

Section 7 — Anti‑Evasion & Penalties

Prohibit hidden surcharges, side agreements, dual invoicing, and bundling designed to preserve pre‑GJD totals. Provide restitution, civil penalties, licensing actions, and criminal sanctions for systemic fraud.

Section 8 — Disputes & Remedies

Establish a GPCRP tribunal/board. Remedies include corrected billing, restitution, penalties, and compliance orders supported by Reference Snapshot evidence.

Executive Briefing Deck (Copy/Paste Ready)

Slide-ready language suitable for cabinets, central banks, G7/G20 working groups, and regulator briefings.

Slide 1 — Title

GPCRP: One‑Time Nominal Cost Re‑Expression with Monetary Preservation (k=0.10).

Slide 2 — Policy in One Sentence

Apply k to covered prices and covered obligations at a synchronized timestamp; preserve monetary quantities numerically unchanged.

Slide 3 — What Stays the Same
  • Institutions, rails, ownership and governance remain intact
  • Balances (cash/deposits/reserves) unchanged
Slide 4 — What Changes
  • Covered goods/services prices scale by k
  • Covered obligations (loans, leases payable) scale by k
  • Regulated tariffs/fees scale by k
Slide 5 — Synchronization

Single global timestamp recommended at 00:00:00 UTC; domestic laws map legal effect to the same instant.

Slide 6 — Risk & Enforcement

Primary risks: timing arbitrage, hidden fees, repricing. Mitigations: uniform definitions, audits, penalties, cross‑border cooperation.

Slide 7 — Operational Readiness
  • Reference Snapshot baseline
  • Bank ledger remeasurement automation
  • Fraud model recalibration for nominal shift
  • Consumer/business guidance + dispute intake

Simulation & Assurance Appendices

Appendices for stress tests, cutover rehearsals, and compliance thresholds.

Appendix A — Model identities

Purchasing capacity: M / P′ = (1/k) · (M / P) → 10× when k=0.10

Debt in covered goods: D′ / P′ = (kD)/(kP) = D/P

Appendix B — Minimum banking dataset
  • loan_id, borrower_type, principal, accrued_interest, covered_fees
  • rate, maturity, schedule; provisioning and capital fields
  • statutory remeasurement reserve rules and reporting language
Appendix C — Anti‑evasion stress tests
  • Bundled services and relabeled fees
  • Side agreements and off‑invoice consideration
  • Cross‑border invoicing timed around GJD
Appendix D — Communication checkpoints
  • Pre‑GJD: “what changes / what stays the same” messaging
  • GJD: conversion guidance and price display rules
  • Post‑GJD: compliance statistics and restitution reporting

FAQ

Is money reduced?

No. Monetary quantities (cash, deposits, balances, reserves) remain numerically unchanged.

Do loans get reduced?

Covered obligations are re‑expressed by k under implementing law (principal, accrued interest, covered fees, and payment schedules as defined by scope).

Is this inflation or “devaluation”?

The representation is the opposite of reducing money: covered prices/obligations scale down while monetary balances remain unchanged, increasing functional purchasing capacity under the defined scope.

Why must it be synchronized?

Uniform simultaneity reduces timing arbitrage, invoice manipulation, and jurisdictional mismatch risk.

What is the biggest implementation risk?

Hidden restoration of pre‑k totals through fees, relabeling, or off‑invoice consideration. That is why anti‑evasion rules, audits, and restitution are mandatory.

Disclaimer: This document is a policy drafting and presentation template and is not legal, tax, or financial advice.
GPCRP — Unified Policy Suite (Single File)
Unified Policy Suite GPCRP (k = 0.10) • Single File • Lazy-Loaded Tabs
Unified Suite Modules: Overview • Narrative • Treaty • Runbook • Statute • Deck • Simulations • FAQ

Global Percentage-Based Compound Reduction Policy

A one-time, globally synchronized scalar adjustment that re-expresses covered prices and covered obligations at 10% of prior nominal values, while preserving monetary balances numerically unchanged.

GPCRP Unified Policy Suite
Single-file • n8n-inspired UI • cursor lighting • lazy-loaded tabs • TOC
GPCRP-UNIFIED-SINGLEFILE v3 • 2025-12-24
GPCRP — Global Percentage-Based Compound Reduction Policy

Global Percentage-Based Compound Reduction Policy

GPCRP is a one‑time, globally synchronized economic re‑expression framework designed to restore affordability without reducing money.

Overview
How It Works
Examples
Policy
Implementation
FAQ

Executive Summary

All covered prices and obligations are re‑expressed at 10% while all monetary balances remain unchanged.

Core Rule

P′ = 0.10·P   |   D′ = 0.10·D   |   M′ = M

Plain Explanation

Money stays the same. Costs go down. Debts go down. Purchasing power rises.

$100 price → $10 | $200,000 loan → $20,000

Uniform, global, lawful, synchronized.

Executed on Global Jubilee Day at a single timestamp.

Is money reduced?

No.

Is this inflation?

No.

GPCRP Public Policy HTML
GPCRP — Unified Explainer + Leader Brief (Single File)
GPCRP — Unified Explainer + Leader Brief Single-file • tabs • TOC • before/after panels • timeline flow • print-ready
k = 0.10
Unified Suite Modules: Overview • Before/After • Timeline • Leader Brief • Controls • FAQ

Global Percentage-Based Compound Reduction Policy

GPCRP is a one-time, globally synchronized economic re-expression framework that restates covered prices and covered obligations at 10% (k = 0.10), while preserving monetary balances numerically unchanged.

Overview
Before / After
Implementation Flow
Leader Brief
Safeguards & Controls
FAQ

Executive Summary

GPCRP proposes a uniform scalar adjustment applied simultaneously across participating jurisdictions. It does not replace currencies, eliminate institutions, or alter ownership. It changes how covered nominal values are legally expressed after the effective timestamp.

Core Rule
P′ = k·P   |   D′ = k·D   |   M′ = M   (k = 0.10)
P = covered prices; D = covered obligations; M = monetary quantities (cash + account balances).
What ChangesScaled by k
  • Covered goods and services prices
  • Covered labor / wage schedules (where adopted)
  • Covered loans & obligations (principal, accrued interest, covered fees, schedules)
  • Covered regulated tariffs and statutory fee schedules
What Stays the SamePreserved
  • Cash and deposit balances (no quantitative reduction)
  • Institutions and payment rails
  • Ownership titles and governance rights
  • Market infrastructure (exchanges, clearing, custody)

Plain-Language Explanation

In simple terms: money stays the same, while covered costs and covered debts are legally restated to 10% of what they were. That means the same money can purchase more real-world value under the defined scope.

Key Definitions
  • k (Scalar Adjustment Factor): the multiplier applied to covered nominal values (k = 0.10).
  • Covered Prices (P): nominal prices, rates, tariffs, fees, and consideration for goods, services, labor, rent.
  • Covered Obligations (D): nominal liabilities such as loans, mortgages, leases payable, recurring payment duties, as defined by implementing law.
  • Monetary Quantities (M): cash and account balances; numerically unchanged.
  • Effective Timestamp: the synchronized instant GPCRP becomes legally effective (recommended 00:00:00 UTC).

Before / After (Side-by-Side)

These illustrations show nominal re-expression at k=0.10. They are examples, not legal terms.

Before GPCRPNominal baseline
Grocery basket$400
Fuel fill-up$80
Monthly rent$2,000
Mortgage principal$200,000
Household bank balance$10,000Numerically unchanged by policy.
After GPCRPk = 0.10
Grocery basket$40
Fuel fill-up$8
Monthly rent$200
Mortgage principal$20,000
Household bank balance$10,000Same number; greater functional purchasing capacity under defined scope.
Leader Note

Operational designs must define scope precisely: which price categories, which fees, which obligations, and how statutory accounting reserves are represented to avoid misinterpretation of bank capital optics.

Why examples matter

Most people cannot “see” a policy through formulas alone. Side-by-side examples make the mechanism tangible and reduce confusion.

Implementation Timeline & Flow

This is the clearest way to explain “how it will work” to leaders: a staged run-up, a synchronized cutover, then audit and enforcement.

T-120 to T-60: Treaty + Domestic DraftingDefinitions • scope • enforcement
  • Adopt uniform definitions for covered prices, covered obligations, and k.
  • Set the synchronized effective timestamp (recommended 00:00:00 UTC).
  • Publish anti-evasion rules (no hidden fees, dual invoicing, side agreements).
T-60 to T-30: Infrastructure ReadinessRails • ledgers • reporting
  • Payment rails remain live; recalibrate fraud/velocity thresholds for nominal shift.
  • Prepare automated ledger remeasurement for covered obligations.
  • Prepare public tariff schedules and price-list conversion tooling.
T-30 to T-0: Reference SnapshotAudit-grade baseline
  • Capture baseline snapshots of loan ledgers, tariffs, and fee schedules.
  • Hash/sign datasets for disputes and reconciliation.
  • Publish consumer guidance and business compliance instructions.
T=0: Global Jubilee Day CutoverAtomic transformations
principal′=principal×k • accrued_interest′=accrued_interest×k • covered_fees′=fees×k
prices′=prices×k • wages′=wages×k • tariffs′=tariffs×k • balances′=balances
T+1 to T+30: ReconciliationAudit • corrections
  • Run exception reports, correct misapplied categories, and publish compliance stats.
  • Stand up tribunal process for disputes using Reference Snapshot evidence.
T+30 onward: Enforcement & StabilizationAnti-evasion
  • Penalty framework for systematic evasions (hidden surcharges, bundled relabeling).
  • Ongoing monitoring for category drift and improper repricing behavior.
One-sentence explanation of the timeline

Write the rules, prepare systems, take a baseline snapshot, perform a synchronized cutover, then reconcile and enforce.

Leader Brief (Structured)

Decision Statement

Adopt GPCRP as a one-time synchronized scalar adjustment (k=0.10) applied to covered prices and covered obligations; preserve monetary quantities.

Required Instruments

  • Multilateral Convention: synchronization + definitions + cross-border anti-evasion and dispute support.
  • Domestic Implementing Act: makes k binding; automatic contract interpretation; defines scope and enforcement.
  • Regulatory Runbook: bank ledger remeasurement; payment-rail calibration; audit standards.

Operational Requirements

  • Single effective timestamp; coordinated communications and guidance.
  • Reference Snapshot datasets: loan ledgers, tariff schedules, key registries.
  • Audits and penalties to prevent hidden-price restoration.

Key Risks & Mitigations

RiskThreat
  • Timing arbitrage across jurisdictions
  • Hidden fees / side agreements
  • Category relabeling to evade k
  • Bank capital optics misunderstanding
MitigationControl
  • Uniform definitions and synchronized timestamp
  • Total-consideration disclosure rules
  • Audits + restitution + penalties
  • Statutory remeasurement reserve representation

Leader mode is intentionally direct: “What is it, what instruments are required, what must be operationally true, what can go wrong.”

Why there is a Leader Brief

Because leaders need a structured, operational view: what must be enacted, what systems must change, and what controls prevent abuse.

Switch to Mode: Leader at the top to view the leader-optimized version of this tab.

Safeguards & Controls

Anti-Evasion RulesMandatory
  • Total Effective Price: the full consideration must be disclosed (no hidden surcharges).
  • Anti-bundling: prohibited relabeling designed to preserve pre-k totals.
  • Dual invoicing ban: one lawful invoice value post-cutover.
  • Restitution: overcharges refunded with penalties.
Audit & TransparencyContinuous
  • Reference Snapshot baseline supports disputes and monitoring.
  • Regulator dashboards: compliance rates, exception patterns, sector outliers.
  • Public guidance: price conversion rules and consumer complaint pathway.
Banking / Ledger Notes (high level)

A primary design requirement is preventing the remeasurement event from being misread as operational bank loss. Implementations typically define a statutory remeasurement reserve representation and reporting guidance.

What ordinary people should look for
  • Visible “after” prices that equal 10% of “before” prices
  • No new hidden fees that restore totals
  • Clear dispute and refund mechanisms

FAQ

Is money reduced?

No. Monetary balances (cash and account balances) remain numerically unchanged by GPCRP.

Do loans get reduced?

Covered obligations are re-expressed by k under implementing law, typically including principal, accrued interest, covered fees, and schedule amounts (as defined in scope).

Is this devaluation?

GPCRP is represented as the opposite of reducing monetary quantities: covered costs and obligations are re-expressed downward while monetary balances remain unchanged, increasing functional purchasing capacity under the defined scope.

Why must it be synchronized?

Uniform simultaneity reduces timing arbitrage, invoice manipulation, and jurisdictional mismatch risk.

Disclaimer

This document is a professional policy presentation template and is not legal, tax, or financial advice. Any adoption requires jurisdictional legal review, regulator design, and public process.

GPCRP Unified HTML
Public Explainer + Leader Brief • Before/After • Timeline Flow • n8n-style UI
Build: GPCRP-UNIFIED-v4 • 2025-12-24